Product Overview

PaymentPad™ - A Customized Payment System

Whether you’re handling or making payments in industry sectors as diverse as real estate, government, or utilities, you require a system that is economical and secure. PaymentPad™ provides an interface and back-end processing for just such a payment system. Built on technology to ensure ease-of-use and transparency, PaymentPad™ can deliver customized solutions specific to industry needs.

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Customer Self-Service

PaymentPad™ benefits customers by enabling a full self-service platform that not only allows customers to pay bills when it’s convenient for them but also sends out reminders automatically.


  • The customer portal, open 24/7, lets customers:
  • View bills
  • Pay immediately
  • Set up recurring payment methods
  • See payment history (for example, online payments, IVR assisted payments)


PaymentPad™ Features

  • Hosted payment interface pages that can be fully customized for each company
  • Web interface for one-time payments, scheduled recurring payments, and account updates
  • Fraud prevention tools including card security codes, address verification, blacklisting, and transaction velocity checks
  • Seamless integration with back-end processing systems through an application programming interface (API)
  • Implementations based on convenience fees which assign processing costs to cardholders
  • Daily transaction settlement
  • Dynamic, customizable payment descriptors
  • Recurring payment capabilities incorporating tokenization and secure storage of card information
  • Batch processing that automatically updates new account information and expiry dates from MasterCard and Visa on recurring transactions
  • PCI level 1 compliance
  • Enhanced data capabilities (PCI level 2 and level 3) for Amex, MasterCard, and Visa cards